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November 2025

Spend Smart
Managing money isn’t just about how much you earn—it’s about how smart you spend and save what you have. That’s why we dedicated this session of our COMPASS series to building healthy financial habits for the future!
On November 29, 2025, our community gathered for COMPASS Episode 4 | Spend Smart! Resource speaker Ma Ngu Wa Linn kicked off the morning with an engaging financial game, sharing personal stories on how to separate “wants” from “needs.” We picked up practical techniques for saving for the future and developing daily habits to stay financially disciplined, then put it all to the test with team-based case study challenges — collaborating, negotiating, and solving real-life money scenarios together.
“Beware of little expenses. A small leak will sink a great ship.”— Benjamin Franklin